Kayce Schilhab

Hi, I’m Kayce Schilhab, and I’ve been helping people achieve their homeownership dreams for over 15 years. With a deep understanding of the mortgage industry and a client-first approach, I work closely with homebuyers, homeowners, and investors to find the best financing options for their unique goals. Whether you're buying your first home, refinancing, or expanding your real estate portfolio, I’m here to guide you through the process with transparency, efficiency, and care.

I believe in building relationships, not just closing deals. My goal is to make the mortgage experience as smooth and stress-free as possible—so you feel confident every step of the way. When I’m not working, I love to travel and spend time outdoors. Whether it's exploring a new city or hiking a favorite trail, I’m always up for an adventure. Let’s connect and get you one step closer to your home goals.

NMLS# 636454
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phone icon(409) 942-1555
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Purchase
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Refinance
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Home Equity
When buying a home, it's important to have quick pre-approvals, access to better rates and a perfected purchasing process. At Associated Credit Union of Texas, we’re dedicated to no hassle mortgage financing and can guide you to the best decision every step of the way for every unique home buying situation.
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Buying & Refinancing Checklist

• Name, address and phone number of landlord(s) for the past two years
• Name, address and phone number of employer(s) for the past two years
• Copies of pay stubs for the most recent 30-day period
• Social Security income, if applicable
• Copies of W-2 forms for the past two years
• Statements for the last two consecutive months for all personal bank accounts, retirement accounts and investment accounts
• Copies of the last two years' individual income tax returns. Include copies of K-1s, if applicable
• Copy of driver's license and Social Security card
• Permanent resident alien card, if applicable
• Name, address and phone number of homeowners' insurance agent
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